:root{--navy:#0b2545;--navy-deep:#071a32;--blue:#1b4f8a;--blue-mid:#2a6bb3;--ink:#1c2834;--muted:#4d5d6d;--line:#d7e0ea;--paper:#fff;--mist:#f4f7fb;--mist-2:#e8eef6;--success:#1f6b4a;--error:#9b1c2c;--shadow:0 18px 40px #0b254514;--radius:18px;--sans:"DM Sans", "Segoe UI", sans-serif;--serif:"Fraunces", Georgia, serif}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;overflow-x:hidden}body{font-family:var(--sans);color:var(--ink);background:var(--paper);margin:0;line-height:1.65;overflow-x:hidden}img,svg{max-width:100%;display:block}a{color:var(--blue)}.skip-link{background:var(--navy);color:#fff;z-index:20;padding:8px 12px;position:absolute;top:-40px;left:12px}.skip-link:focus{top:12px}.container{width:min(1120px,100% - 40px);margin:0 auto}.site-header{z-index:30;border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0}.header-stack{flex-direction:row;justify-content:space-between;align-items:center;gap:24px;min-height:92px;padding:8px 0;display:flex;position:relative}.brand{flex-shrink:0;line-height:0;text-decoration:none;display:block}.brand-logo{object-fit:contain;width:auto;max-width:180px;height:80px}.primary-nav{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:22px;margin-left:auto;display:flex}.primary-nav a{color:var(--navy);font-size:.95rem;font-weight:500;text-decoration:none}.primary-nav a:hover,.primary-nav a.active{color:var(--blue)}.btn{font:inherit;cursor:pointer;border:0;border-radius:999px;justify-content:center;align-items:center;padding:13px 22px;font-weight:650;text-decoration:none;display:inline-flex}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover,.btn-primary:focus-visible{background:var(--blue)}.btn-register{min-width:min(100%,260px);padding:16px 28px;font-size:1.05rem;animation:1.8s ease-in-out infinite register-pulse}@keyframes register-pulse{0%,to{transform:scale(1);box-shadow:0 0 #1b4f8a73}50%{transform:scale(1.03);box-shadow:0 0 0 10px #1b4f8a00}}.submit-hint{color:var(--muted);margin:12px 0 0;font-size:.95rem;line-height:1.45}.btn-secondary{color:var(--navy);border:1px solid var(--line);background:#fff}.header-cta{flex-shrink:0}.hero{background:linear-gradient(#f7fafc 0%,#fff 100%);padding:72px 0 56px;position:relative;overflow:hidden}.hero-panel{background:radial-gradient(circle,#1b4f8a1f,#0000 68%);border-radius:50%;width:520px;height:520px;position:absolute;top:-80px;right:-120px}.hero-grid{grid-template-columns:1.2fr .8fr;align-items:center;gap:40px;display:grid;position:relative}.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--blue);margin:0 0 12px;font-size:.78rem;font-weight:700}.eyebrow.light{color:#c9d8ea}h1,h2,h3{font-family:var(--serif);color:var(--navy);margin:0 0 14px;line-height:1.15}h1{font-size:clamp(2.2rem,4vw,3.6rem);font-weight:650}h2{font-size:clamp(1.7rem,3vw,2.4rem)}.lede,.section-intro p,.hero-copy p{color:var(--muted);font-size:1.08rem}.hero-actions{flex-wrap:wrap;gap:12px;margin:28px 0 18px;display:flex}.transparency-note,.hero-card-note,.privacy-note,.field-hint{color:var(--muted);font-size:.92rem}.hero-card,.surface-card,.inquiry-form,.success-panel,.step-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.hero-card{padding:28px}.check-list{color:var(--muted);padding-left:18px}.section{padding:84px 0}.section-muted{background:var(--mist)}.section-navy{background:var(--navy-deep);color:#dce6f1}.section-navy h2{color:#fff}.section-intro{max-width:720px;margin-bottom:36px}.card-grid{gap:18px;display:grid}.card-grid.four{grid-template-columns:repeat(4,1fr)}.card-grid.situations{grid-template-columns:repeat(5,1fr)}.surface-card{padding:22px}.surface-card.compact{min-height:148px}.card-icon{width:28px;height:28px;color:var(--blue);margin-bottom:12px}.steps{grid-template-columns:repeat(3,1fr);gap:18px;margin:0;padding:0;list-style:none;display:grid}.step-card{padding:28px}.step-number{font-family:var(--serif);color:var(--blue);margin-bottom:10px;font-size:1.4rem;display:inline-block}.form-wrap{max-width:880px}.inquiry-form,.success-panel{padding:32px}.form-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.field{flex-direction:column;gap:6px;display:flex}.field label{font-weight:600}.optional{color:var(--muted);font-weight:400}input,select,textarea{font:inherit;border:1px solid var(--line);background:#fff;border-radius:12px;padding:12px 14px}input:focus,select:focus,textarea:focus{border-color:var(--blue);outline:2px solid #1b4f8a59}.field-error,.form-banner{color:var(--error);margin:0}.checkbox-field{grid-template-columns:20px 1fr;align-items:start;gap:10px;margin-top:8px;display:grid}.coverage{grid-template-columns:1fr 1fr;align-items:start;gap:32px;display:grid}.region-list{flex-wrap:wrap;gap:10px;margin:0;padding:0;list-style:none;display:flex}.region-list li{background:#ffffff14;border:1px solid #ffffff1f;border-radius:999px;padding:8px 14px}.faq-list{gap:12px;display:grid}.faq-item{border:1px solid var(--line);background:#fff;border-radius:14px;padding:8px 18px}.faq-item summary{cursor:pointer;padding:12px 0;font-weight:650}.final-cta{background:linear-gradient(180deg, var(--mist) 0%, white 100%);padding:72px 0}.final-cta-inner{text-align:center;max-width:680px}.site-footer{background:var(--navy);color:#d5e0ec;padding:22px 0 calc(22px + env(safe-area-inset-bottom))}.footer-compact{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px 24px;display:flex}.footer-name{color:#fff;margin:0;font-weight:700}.footer-inline{flex-wrap:wrap;gap:8px 16px;display:flex}.footer-inline a{color:#d5e0ec;font-size:.92rem;text-decoration:none}.footer-compact .copyright{opacity:.8;width:100%;margin:0;font-size:.85rem}.legal-page{padding:64px 0 88px}.legal-inner{max-width:760px}.footer-logo{margin-bottom:16px}.footer-logo .brand-name,.footer-logo .brand-tag{color:#fff}.footer-logo .brand-tag{opacity:.75}.hero-simple{padding:88px 0 48px}.hero-narrow{max-width:760px}.home-steps{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.home-steps article{border:1px solid var(--line);border-radius:var(--radius);background:var(--mist);padding:24px}.home-steps span{font-family:var(--serif);color:var(--blue);font-size:1.4rem}.home-steps h2{font-size:1.35rem}.start-page{background:linear-gradient(180deg, var(--mist) 0%, white 50%);min-height:70vh;padding:48px 0 88px}.start-wrap{max-width:720px}.wizard-card{border:1px solid var(--line);box-shadow:var(--shadow);background:#fff;border-radius:24px;padding:32px}.wizard-progress{grid-template-columns:repeat(3,1fr);gap:8px;margin:0 0 28px;padding:0;list-style:none;display:grid}.wizard-progress li{color:var(--muted);align-items:center;gap:8px;font-size:.88rem;display:flex}.wizard-progress span{border:1px solid var(--line);border-radius:50%;place-items:center;width:28px;height:28px;font-weight:700;display:grid}.wizard-progress .is-current,.wizard-progress .is-done{color:var(--navy);font-weight:650}.wizard-progress .is-current span,.wizard-progress .is-done span{background:var(--navy);color:#fff;border-color:var(--navy)}.wizard-step{border:0;gap:16px;margin:0;padding:0;display:grid}.wizard-step legend{margin-bottom:8px;padding:0}.wizard-step h1{font-size:clamp(1.7rem,3vw,2.3rem)}.choice-grid,.amount-grid{gap:10px;display:grid}.choice-grid{grid-template-columns:repeat(3,1fr)}.amount-grid{grid-template-columns:1fr 1fr}.choice,.amount-card{border:1px solid var(--line);text-align:left;font:inherit;cursor:pointer;background:#fff;border-radius:14px;padding:14px 16px}.choice.is-selected,.amount-card.is-selected{border-color:var(--navy);background:var(--mist);box-shadow:inset 0 0 0 1px var(--navy)}.amount-card{flex-direction:column;gap:4px;display:flex}.amount-card span{color:var(--muted);font-size:.88rem}.wizard-actions{justify-content:space-between;gap:12px;margin-top:24px;display:flex}.plain-steps{padding-left:18px}.plain-steps li{margin-bottom:12px}.app-shell{flex-direction:column;min-height:100vh;display:flex}.app-shell #main{flex:1}.gate-page{background:var(--mist);place-items:center;min-height:100vh;padding:24px;display:grid}.gate-card{border:1px solid var(--line);width:min(520px,100%);box-shadow:var(--shadow);text-align:center;background:#fff;border-radius:24px;padding:28px}.gate-logo{width:160px;height:auto;margin:0 auto 16px}.gate-actions{flex-direction:column;gap:10px;margin-top:16px;display:flex}.label-text{font-weight:600}.how-hero{padding:72px 0 24px}.how-hero .btn{margin-top:8px}.how-hero-inner{max-width:760px}.stats-row{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.stats-row article{background:var(--mist);border:1px solid var(--line);border-radius:var(--radius);padding:24px}.stats-row strong{font-family:var(--serif);color:var(--navy);margin-bottom:8px;font-size:2rem;display:block}.how-steps-list{gap:16px;max-width:800px;display:grid}.how-step{border:1px solid var(--line);border-radius:var(--radius);background:#fff;grid-template-columns:64px 1fr;gap:16px;padding:22px;display:grid}.how-step span{font-family:var(--serif);color:var(--blue);font-size:1.4rem}.how-step h2{font-size:1.35rem}@media (width<=980px){.home-steps,.choice-grid,.stats-row{grid-template-columns:1fr 1fr}}.sr-only{clip:rect(0, 0, 0, 0);border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.nav-toggle{display:none}@media (width<=860px){.container{width:min(1120px,100% - 28px)}.header-stack{flex-direction:row;justify-content:space-between;align-items:center;gap:12px;min-height:72px;padding:8px 0}.brand{flex:1;min-width:0}.brand-logo{max-width:140px;height:64px}.nav-toggle{border:1px solid var(--line);cursor:pointer;z-index:32;background:#fff;border-radius:12px;flex-direction:column;flex-shrink:0;justify-content:center;align-items:center;gap:5px;width:44px;height:44px;display:flex}.nav-toggle span:not(.sr-only){background:var(--navy);border-radius:2px;width:18px;height:2px;display:block}.nav-toggle.is-open span:first-child{transform:translateY(7px)rotate(45deg)}.nav-toggle.is-open span:nth-child(2){opacity:0}.nav-toggle.is-open span:nth-child(3){transform:translateY(-7px)rotate(-45deg)}.nav-backdrop{z-index:20;background:#0b254559;border:0;position:fixed;inset:0}.primary-nav{border:1px solid var(--line);box-shadow:var(--shadow);z-index:31;background:#fff;border-radius:16px;flex-direction:column;gap:0;margin-left:0;padding:8px;display:none;position:absolute;top:calc(100% + 8px);left:0;right:0}.primary-nav.is-open{display:flex}.primary-nav a{border-radius:10px;padding:12px 14px}.primary-nav a.active{background:var(--mist)}body.nav-open{overflow:hidden}h1{font-size:1.85rem}.lede,.section-intro p,.hero-copy p{font-size:1rem}.hero,.hero-simple,.how-hero{padding:36px 0 28px}.hero-actions{margin:20px 0 12px}.hero-actions .btn,.how-hero .btn{width:100%}.section{padding:40px 0}.home-steps,.stats-row,.choice-grid,.amount-grid{grid-template-columns:1fr}.home-steps article,.stats-row article{padding:18px}.start-page{padding:20px 0 48px}.wizard-card,.success-panel{border-radius:16px;padding:20px 16px}.wizard-progress{grid-template-columns:repeat(3,1fr);gap:6px;margin-bottom:20px}.wizard-progress li{text-align:center;flex-direction:column;gap:6px;font-size:.72rem;line-height:1.25}.wizard-step h1{font-size:1.45rem}.wizard-actions{flex-direction:column-reverse}.wizard-actions .btn{width:100%}.how-step{grid-template-columns:40px 1fr;gap:10px;padding:16px}.how-step h2{font-size:1.15rem}.legal-page{padding:36px 0 56px}.footer-compact{flex-direction:column;align-items:flex-start}input,select,textarea,.choice,.amount-card{font-size:16px}.btn-register{width:100%;min-width:0}.choice,.amount-card{min-height:48px}}@media (prefers-reduced-motion:reduce){.btn-register{animation:none}}
